Jumbo Loans - Peregrine Financial

Mortgage & Real Estate Services
Los Angeles

Jumbo Loan

A jumbo loan is a type of mortgage typically utilized when the amount of your loan exceeds the limits established by government-sponsored enterprises (GSEs) like Fannie Mae and Freddie Mac. In most areas, a jumbo loan is anything above $548,250, but it can range from $765,600 to $1,223,475 in high-cost areas. Because of the considerable loan amount, jumbo loans carry a higher risk for lenders, so borrowers must often meet stricter criteria for credit score, income, and assets. Jumbo loans typically have higher interest rates and require a larger down payment than conventional loans.

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With decades of industry expertise and a strong track record of results, we bring proven insight to every transaction. Our deep understanding of lending allows us to navigate complex situations with confidence and clarity.

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